Top model 5090 version.
Top model 5090 version.
A typical 5090 doesn't include a waterblock because standard models aren't water-cooled—they rely on air cooling with fans.
Once more, the solution is clear. You can afford to look for a 5090 and purchase it now or wait a few months until prices stabilize. Then check the market for more targeted options, especially for Nvidia cards. The best advice is to avoid buying them right away because they tend to be overpriced.
It seems like you're choosing the FE again multiple times, as none of the alternatives appeal to you.