I'm a clueless mom here.
That's acceptable. I'm able to handle $575.
Superior to the A4 format
That's acceptable. I can handle $575. $700 is my maximum.
That's true however waiting for a low-end Ryzen or getting an Intel Pentium G4560 would make much more sense.
The Pentium motherboard will cost more, while the AM4 ones are quite costly.