B660 (DDR4) + 12700F or Z690 (DDR4) + 12600K
B660 (DDR4) + 12700F or Z690 (DDR4) + 12600K
I'm unsure about the best option for you. Both choices seem similar in price in your region. Since you use it for programming, coding, running apps, and light gaming, you might want to consider performance and compatibility. The MSI MAG Z690 offers a slightly newer chipset (12600K) which could be better for future upgrades, while the MSI MAG B660 has a more modern design. Think about your budget and long-term needs before deciding.
Which nation? Tomahawk boards cost too much as filler, but you often find more affordable options that perform similarly with fewer extras such as the pro z690-p/a, z690 ud, z690 steel legend/extreme, prime z690-p, etc.
This model would suit me more than just for gaming. The extra cores outperform the overclocking capability.